Prepaid Privacy Policy v2

Prepaid Privacy Policy

What does Sunrise Bank, N.A. do with your personal information?

Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how collect, share and protect your personal information.  Please read this notice carefully to understand what we do.

The types of personal information that we collect and share depend on the product or service you have with us.  This can include: 

– Social Security Number and Date of Birth

– Address of Residence and Government Issued Identification

– Transaction History

When you are no longer our customer, we continue to share your information as described in this notice.

All Financial Companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons Financial Companies can share their customers’ personal information; the reasons Sunrise Banks, N.A. chooses to share; and whether you can limit the sharing.

For our everyday business purposes-

such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Sunrise Banks, N.A. Share?

Yes

Can you limit this sharing?

No

 

 

Reasons we can share your personal information

Does Sunrise Banks, N.A. Share?

Can you limit this sharing?

For our everyday business purposes – 

such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes – 

to offer our products and services to you.

Yes

No

For joint marketing with other financial companies.

Yes

No

For our affiliates’ everyday business purposes – information about your transactions and experiences.

Yes

No

For our affiliates’ everyday business purposes- information about your creditworthiness.

No

We don’t share

For our affiliates to market to you.

No

We don’t share

For non affiliates to market to you.

No

We don’t share

Reasons we can share your personal information

For our everyday business purposes-

such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Sunrise Banks, N.A. Share?

Yes

Can you limit this sharing?

No

For our marketing purposes-

to offer our products and services to you.

Does Sunrise Banks, N.A. Share?

Yes

Can you limit this sharing?

No

For joint marketing with other financial companies.

to offer our products and services to you.

Does Sunrise Banks, N.A. Share?

Yes

Can you limit this sharing?

No

Information about your transactions and experiences-

Does Sunrise Banks, N.A. Share?

Yes

Can you limit this sharing?

No


Information about your creditworthiness-

Does Sunrise Banks, N.A. Share?

No

Can you limit this sharing?

We don’t share

Does Sunrise Banks, N.A. Share?

No

Can you limit this sharing?

We don’t share

Does Sunrise Banks, N.A. Share?

No

Can you limit this sharing?

We don’t share

Questions?

Call 1-855-449-2273

Who is providing this notice?

Sunrise Banks, N.A.

How does Sunrise Banks, N.A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Sunrise Banks, N.A. collect my personal information?

We collect personal information, for example, when you

-Open a card account or use your card

-Pay your bills or make a purchase

-Give us your contact information

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

-Sharing for affiliates everyday business purposes-information about your creditworthiness

– Affiliates from using your information to market to you,

– Sharing for non affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

-Our affiliates include financial companies such as University Financial Corp. dba Sunrise Banks.

Non Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

-Sunrise Banks, N.A does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between non affiliated financial companies that together market financial products or services to you.

-Our joint marketing partners include prepaid card companies.