Fee

Fee Description Online/Statement

Fee Amount

Details

Add money

Cash Reload 

This fee will not be itemized on your statement

$5.95

Fees up to $5.95 may apply when reloading your card at a GreenDot® and Mastercard® rePower location. This fee is subject to change. We will not charge you a fee. Many cash reload locations do not conduct loads to virtual, contactless cards. You may only load your primary card.

Expedited Availability- Mobile Check Deposit

This fee will not be itemized on your statement

$5.00 or up to 5% of the check’s face value, whichever is greater. 5% of the check’s face value 

This is not our fee. This is a third-party fee charged when you deposit using the mobile check deposit service when logged into your card account via the mobile application.  The rate may vary from 1% to 5%, however there is a $5.00 minimum fee.  The fee is charged for immediate availability. There is no fee for standard availability, which is 10 days. Please see www.ingomoney.com/small-business-faq to find exact fees for a check deposit to your card. These fees are subject to change by the third-party. You may only load your primary card and transfer funds to your Wearable card(s).

Get cash

ATM Withdrawal 

Cash Withdrawal Fee

$1.98

This is our fee for ATM cash withdrawals anywhere in the U.S. The ATM operator may also charge you a fee, even if you do not complete a transaction. You can request cash back by selecting “Debit” and entering your PIN when making a purchase at a retail location. Most ATM operators do not provide cash for virtual, contactless cards.

Over-the-Counter Withdrawal

Cash Withdrawal Fee

$1.98

This is our fee for “Over the Counter” (OTC) cash withdrawals at financial institutions or retailers in the U.S who offer this service. The OTC location may also charge you a fee. Many banks do not allow Over-the-Counter Withdrawals for virtual, contactless cards. 

Information

ATM Balance Inquiry 

ATM Balance Inquiry Fee

$0.50

This is our fee for an ATM balance inquiry. The ATM operator may also charge you a fee, even if you do not successfully complete the inquiry. You can avoid this fee by checking your balance using our automated phone service at 855-449-2273 or log in to the One OS mobile application.

Fee

Fee Description Online/Statement

Fee Amount

Details

Using your Card outside the U.S.

International POS Purchase (Signature or PIN)

International Purchase Fee

3%

This is the percentage of the total US dollar purchase amount you will be charged for any international purchase. 

International ATM Withdrawal

International Cash Withdrawal Fee

$1.98 + 3%

This percentage and flat fee is our fee for international ATM cash withdrawals. The ATM operator may also charge you a fee even if the transaction is not completed. Most ATM operators do not accept virtual, contactless cards.

International Over-the-Counter Withdrawal

International Cash Withdrawal Fee

$1.98 + 3%

This percentage and flat fee is our fee for international “Over-the-Counter” (OTC) cash withdrawals at non-U.S. financial institutions or retailers who offer this service. The OTC location may also charge you a fee. Many banks do not accept virtual, contactless cards.

International ATM Balance Inquiry 

ATM Balance Inquiry Fee

$0.50

This is our fee. The ATM operator may also charge you a fee, even if you do not successfully complete the inquiry. You can avoid this fee by checking your balance by logging in to the One OS mobile application and navigating to the “Card Details” section. 

Other

Inactivity

Inactivity Fee

$5.95

This is our fee assessed to your card account each calendar month after your card has had no activity (no purchases, cash withdrawals, loads) for twelve (12) consecutive months. The fee will be assessed beginning on the 2nd day of the 13th month. You can avoid this fee by using your card for the type of activities listed above, at least once each calendar year. 

Monthly Fee

Per Purchase

Per PIN Purchase

ATM Withdrawal

Cash Reload

$0.00

$0.00

$0.00

$1.98

$5.95*

ATM Balance Inquiry 

$ 0.50 

Customer Service 

$ 0.00 

Inactivity (after 12 months with no transactions)

$ 5.95 per month

We charge 8 other types of fees.  

*This fee is charged by third party load networks and may vary.

No overdraft/credit feature.

Your funds are eligible for FDIC insurance.

For general information about prepaid accounts, visit cfpb.gov/prepaid

Find details and conditions for all fees and services in the cardholder agreement or call 1-855-449-2273 or visit https://oneos.com/card-holder-agreement/https://wearatec.com/.